Best Albany, NY CD Rates: 12-Month Term
If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.
Today’s 1-Year CD Rates in Albany, NY
To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Albany right now:
Number of Accounts Available: 5
Highest Rate: 0.9% APY
Lowest Rate: 0.3% APY
Average Rate: 0.61% APY
Where the Highest 12-Month CD Rates are Located
The following are the local Albany banks and credit unions that are currently offering the highest 12-month CD interest rates:
- Tct Credit Union: 0.9%
- The Adirondack Trust Company: 0.7%
- Price Chopper Employees Credit Union: 0.58%
- State Employees Credit Union - New York: 0.55%
- Pioneer Commercial Bank: 0.3%
These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Albany CD Rates page.
