Where to Get the Best Albany Mortgage Rates on an ARM

If you’re considering buying a home, but traditional fixed rate mortgages aren’t for you, look into an adjustable rate mortgage instead. ARMs function differently than fixed mortgages, and currently, you could secure an exceptionally affordable interest rate on one.

We’ve listed the very best Albany mortgage rates available for adjustable rate mortgages in the area. Find out where you can get your hands on a great rate in your city.

Best ARM Rates in Albany, NY

Whether you prefer a traditional financial institution, a credit union or prefer to bank online, there are a multitude of options available:

Best Albany Mortgage Rates: 3/1 ARM

• Community Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• NBT Bank, National Association: 3.25%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 4.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Capital Bank & Trust Company: 5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Capital Bank: 5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Albany: 5/1 ARM

• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Manufacturers & Traders Trust Company: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• TD Bank, National Association: 2.88%
• • Orig. Fees: $468.450
  • Points: 0
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 2.92%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• First Niagara Bank, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these interest rates with the lender before applying. These rates are accurate as of October 15, 2011, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Albany mortgage rate.